Jezarel
Super Member
Carer
Joined:May 2011
Posts: 727
Location:
Likes: 234
Recent Posts
Last Online Jan 20, 2019 21:53:15 GMT
|
Post by Jezarel on Jun 15, 2013 16:36:30 GMT
Today I had a lovely letter from HMRC giving me £300 for being a model tax paying citizen. The next letter I opened was from the student loans company telling me I owe them £13500 pounds payable IMMEDIATELY!!!
In a way I am very happy about this. By asking me to pay in full they have effectively turned this from a student debt into a normal debt. One that if I cannot pay in full they have to freeze all interest and accept a payment plan that is feasible for me.
I will be paying them £1 a month from here on in and chipping away with lump sums at random intervals.
Silly student loans just lost themselves a few grand in interest by trying to bully me.
Regards
Jez
|
|
markm
VENDOR
Joined:March 2013
Posts: 1,942 
Location:
Likes: 1,762
Recent Posts
Last Online Feb 10, 2020 19:35:33 GMT
|
Post by markm on Jun 15, 2013 16:39:02 GMT
I just got £100 back from the taxman, its nice when it flows in the right direction  |
|
Karma
Part Time Staff
Lorraine
No Longer a Vapefest Virgin
Joined:January 2012
Posts: 21,980
Location:
Likes: 7,589
Recent Posts
Last Online May 27, 2016 17:25:37 GMT
|
Post by Karma on Jun 15, 2013 16:39:12 GMT
Can't you just keep deferring the Student Loan Jezarel ? I've been deferring mine forever and in a few years time it'll get written off  |
|
Jezarel
Super Member
Carer
Joined:May 2011
Posts: 727
Location:
Likes: 234
Recent Posts
Last Online Jan 20, 2019 21:53:15 GMT
|
Post by Jezarel on Jun 15, 2013 16:48:00 GMT
Can't you just keep deferring the Student Loan Jezarel ? I've been deferring mine forever and in a few years time it'll get written off If you would like to pm me details on this I would be happy to do so  . Unfortunately my student loan was taken out post 98 so it's the whole take it out of the wages without the need for a court order. As an update its not 13k they want its 1300 for overpayment of a grant so this one is not so bad. Regards Jez |
|
Karma
Part Time Staff
Lorraine
No Longer a Vapefest Virgin
Joined:January 2012
Posts: 21,980
Location:
Likes: 7,589
Recent Posts
Last Online May 27, 2016 17:25:37 GMT
|
Post by Karma on Jun 15, 2013 16:51:49 GMT
My big loan is pre 98 but I thought modern student loans were taken proportionately from your wages directly by the tax man ???
My later wee loan is to be deducted in such a way, but I think I need to earn over £20,000 a year before payments kick in!
BTW, I'm in Scotland so things could be different!
|
|
. Unfortunately my student loan was taken out post 98 so it's the whole take it out of the wages without the need for a court order.