Guilt

[Super-Shiny]

As i bought the GP Spheroid it came with guilt

I thought to myself i just spent £100.00 on a atty and now feel bad on the rest of my family so.............

I spent £300.00 on more prezzies on the kids and the OH this morning..........

So now a £100.00 atty has cost me £400.00

I do love Christmas though

[Raffles]

Super-Shiny... you really are a one off, but I love you (in a manly way as fiddles would say!). Have a great Christmas, and hide the plastic until the New Year!

[Dan]

Good on ya fella!

True family man!

[Super-Shiny]

My spending spree's is a perk of not having a credit card debt or any debts whatsoever, i learned my mistake years ago with debts and cleared them all up and ripped them up once clear, so now my wages is mine and all mine after bills are paid.

Worst thing in this world is Credit cards and catologue debts and all the other nasty things out there, damm spider webs they are, once caught they trap you!!!!

Got three accounts:

1st Main account/Direct debits
2nd Shopping
3rd Holiday's

And i just shift money from the 1st account as and when i need too, win win

[chrisjw]

I reckon that warrants a pat on the back & another shiny purchase............................

[fiddles]

Wise advice old chap
I have been lucky I have never had a loan in my life ( have from Mum I mean bank etc), mortgage is all paid & I never buy anything unless I have the cash to pay for it

[Dan]

Nov 23, 2013 19:18:36 GMT Super-Shiny said:

My spending spree's is a perk of not having a credit card debt or any debts whatsoever, i learned my mistake years ago with debts and cleared them all up and ripped them up once clear, so now my wages is mine and all mine after bills are paid.

Worst thing in this world is Credit cards and catologue debts and all the other nasty things out there, damm spider webs they are, once caught they trap you!!!!

Got three accounts:

1st Main account/Direct debits
2nd Shopping
3rd Holiday's

And i just shift money from the 1st account as and when i need too, win win

And that's how we should all live.. credit was always far too easy to hold of and was more often than not used for things that are unaffordable.

Only buy what you can afford and nothing else.. if you can't afford to buy it with cold hard cash then either save up or go without..

[Bluefish]

Just cleared my cc rom, that's why I haven't bought a new computer yet, don't want to get any more debt, very slippery slope.

[Super-Shiny]

Nov 23, 2013 19:39:11 GMT Bluefish said:

Just cleared my cc rom, that's why I haven't bought a new computer yet, don't want to get any more debt, very slippery slope.

Agreed m8, it is one very slippery slope, i will never go back there, my life has changed so much since paying off all the cards etc etc, feels great when your wages goes in and it's all yours and knowing you ain't paying silly amounts of interest rates.......love it

I have learned my lesson, if i want something quick i will just have to learn to wait if it is too expensive to buy there and than, i will wait and save for it.

[djs]

What are you like?

I got paid yesterday and treated myself to a £18 atomizer and some premade wires.

I know how to live.

[Deleted]

I have never had a credit card in my life .... work, get paid, spend, work some more etc. .... sleep easy at night.

If you ain't got the money, save up for whatever it is you want and 9 times out of 10, by the time you have saved half of what you need, you realise that you don't really want or need it anyway.

[Deleted]

I am badly in debt and stuck in a spiders web and can only say that I am in awe of you guys for staying debt clear. Well done

Romelee your a nice guy so its okay to treat yourself now and again - don't feel guilty.

[300]

Nov 23, 2013 19:24:43 GMT fiddles said:

Wise advice old chap
I have been lucky I have never had a loan in my life ( have from Mum I mean bank etc), mortgage is all paid & I never buy anything unless I have the cash to pay for it

Same here, never borrowed a penny in my life.

Does you good to save up for things too, gives you time to decide if you really want something or not.

[Super-Shiny]

I gotta delete my bookmarks, ordered more stuff

[Phoenix .]

Romelee, you have an addiction..it's called shoppingitis....