I know it's the DM... But...

[Raffles]

They are quoting several insurance companies on their views on e-cigs and how they may affect premiums. So be careful if you put 'non smoker' or you could come a cropper if you, or your beneficiaries, need to make a claim. Don't give them a loophole to wriggle out of paying.

www.dailymail.co.uk/money/experts/article-2683338/Ive-switched-smoking-cigarettes-e-cigarettes-Will-health-life-insurance-premiums-cheaper.html

[Montana]

Let's just see what this W****R wrote :-

 "Peter Hamilton, head of retail propositions at Zurich UK Life added: 'There's been a lot of debate around the industry about this but at the moment the benefits of e-cigarettes which contain nicotine versus people who smoke cigarettes has not been fully proven.

'Most of the users of e-cigarettes with nicotine are smokers who are trying to quit. Although their success rate seems to be higher than those who try to quit using other types of nicotine replacement products, the vast majority still continue to smoke or revert back to smoking 'real' cigarettes."

YET AGAIN, someone in a high position talking total BS with NO PROOF , I'm sick and tired of this.How the hell do these people get these high position jobs, as they seem to have NO BRAINS AT ALL , do I need to remove most of my brains and ALL of my morality and then I'll get a job paying me a lot of money ??

I remember my first job when I left college ( I had started work when I was legally old enough at 13 doing a paper round ) at the age of 19 , and every year these graduates came in to do work experience during the holidays , they had qualifications that would take days to read and yet had  nothing to offer the real world , they couldn't do the most simplest of tasks.Looks as though nothing has changed , a bunch of highly qualified dummies making decisions for the rest of us.

RANT OVER

Andy

[Pepperty]

I very much consider myself an ex-smoker. Is there a box to tick for that.......

[Di]

Jul 8, 2014 12:03:50 GMT Raffles said:

They are quoting several insurance companies on their views on e-cigs and how they may affect premiums. So be careful if you put 'non smoker' or you could come a cropper if you, or your beneficiaries, need to make a claim. Don't give them a loophole to wriggle out of paying.

www.dailymail.co.uk/money/experts/article-2683338/Ive-switched-smoking-cigarettes-e-cigarettes-Will-health-life-insurance-premiums-cheaper.html

Thanks for posting raffles