liability insurance help

[lynn1967]

Hi buddies i have a on-line website selling e cigs and juice for all your vaping needs but i have a slight problem ie i need to get liability insurance to sell on market stalls & shopping centres if anybody has any advice where i can get insurance from as i get most of my products from china as do most vendors i would be most grateful for any advice

[Karma]

Hi Lynn

Please read this

allaboute-cigarettes.proboards.com/index.cgi?action=display&board=suppliers&thread=113&page=1#1952

and this

allaboute-cigarettes.proboards.com/index.cgi?action=display&board=suppliers&thread=9830&page=1#235093

I'm going to move this to 'vendors board' and I will remove your link for now

[Chrissie]

Lynn, as Karma says, you need to read the forum rules for starters.

And surely, you need liability insurance to sell online as well?

[go4smoke]

Lynn you have to stop looking for uk insurance brokers and go as far as america or europe for your insurance, its whoping 4 figures too btw. if you dont find one pm me, think of when you passed your driving test for the first time and you dreading the quotes.

[hifistud]

Oct 3, 2012 20:29:50 GMT Chrissie said:

And surely, you need liability insurance to sell online as well?

Absolutely right - every vendor, online or otherwise, needs liability insurance.

[Vapetime UK]

Hi Lynn, this is George from Vapetime UK. We had the same issue and did a research to find the best offers. I will suggest you to visit:
www.cmtia.co.uk/
Product and Public liability for £48 annually but this is only for the market.
Hope that helps

[Brian]

I'm sure Jason of VE said he pays around £5,000 annually.

Certainly gives me peace of mind and must be better cover than £48.

Do vendors have to show proof of insurance to advertise here?

Sent from the beach in marmaris

[VE Jason]

We do pay over 5K and I know some of the larger vendors are nearer 50K.

Sorry but there's no way on this Earth that a £48 policy will cover you for selling imported e-liquids and electrical products.

There are less than 5 insurers who will even touch e-liquids and because of that the premiums are large.

[moonraker]

The £48.00 will be public liability insurance .
Incase some one trips over something NOT for damage the liquid etc does to someone .
Ian

[Vapetime UK]

Sorry guys didn't mean to create confusion. From what I understood Lynn is looking for a public liability concerning ONLY a stall in a market. If you are talking about some other kind of insurance I do apologise I am wrong.

[hifistud]

The point holds good, really - and, frankly, if product liability insurance was in place, then public liability insurance wouldn't be a problem - whoever was providing the product liability insurance would likely have rolled in public liability insurance as a matter of course