threatening letters from tv licence

[sammy13]

The thing is if people were honest and paid what they have to in life, rather than trying to scam everyone then companies brought in to recover debts would not be needed, and only a select few companies would set up in that business to deal with those who have defaulted.
If you pay your way in life you will not encounter the recoverers. If you don't then don't bloody winge when they kick your door in and seize goods.

[fiddles]

May 8, 2014 19:47:47 GMT sammy13 said:

The thing is if people were honest and paid what they have to in life, rather than trying to scam everyone then companies brought in to recover debts would not be needed, and only a select few companies would set up in that business to deal with those who have defaulted.
If you pay your way in life you will not encounter the recoverers. If you don't then don't bloody winge when they kick your door in and seize goods.

You really are not getting the point

Remove all TV's from your house, don't renew TV licence (as no longer needed ) then sit back & wait for capita to hassle you on a regular basis. No one is saying not to pay their dues but if you genuinely do not need a licence capita still harass & hound you regularly, if you like paying for services you don't receive then good for you but don't expect others too.

FYI
I have licence (can scan it if you like) have never had a loan in my life either but this is a matter of principal

[sammy13]

May 8, 2014 20:00:31 GMT fiddles said:

May 8, 2014 19:47:47 GMT sammy13 said:

The thing is if people were honest and paid what they have to in life, rather than trying to scam everyone then companies brought in to recover debts would not be needed, and only a select few companies would set up in that business to deal with those who have defaulted.
If you pay your way in life you will not encounter the recoverers. If you don't then don't bloody winge when they kick your door in and seize goods.

You really are not getting the point

Remove all TV's from your house, don't renew TV licence (as no longer needed ) then sit back & wait for capita to hassle you on a regular basis. No one is saying not to pay their dues but if you genuinely do not need a licence capita still harass & hound you regularly, if you like paying for services you don't receive then good for you but don't expect others too.

FYI
I have licence (can scan it if you like) have never had a loan in my life either but this is a matter of principal

I'm not missing any point.
The opposition is not as clear cut as that as he does have the means via PC.
However, regardless of that I have seen it first hand.
Friend did not have a TV, nor a PC, TV licensing came round and I let them in.
They checked, no TV nothing, there was no more hassle at all.

[johnners]

Umm.. ok then...

[sammy13]

It looks like the only thing he is trying to pay is his drugs bill

[Bluefish]

We had them round once about 10 years ago, said it wasn't showing we had a licence, so we showed him it and he went away. However if someone genuinely doesn't watch tv then they should not pay for it, as long as they don't listen to the radio either

[collie2011]

Sometimes people take out loans that they can afford at the time and then their circumstances change, illness, redundancy etc, those people don't deserve to be hounded in their own home.

Someone who has no need for a tv licence doesn't deserve to be hounded either. These 'inspectors' have no right of entry, they'll still try it on though. I know a lot of people who don't have a tv or who only have it to watch DVD's on, these 'inspectors' seem to find it very hard to believe that people can live without tv, that's some very narrow minded thinking really.

Sent from my Nexus 7 using proboards

[xs2man]

To be fair, a lot of them are only doing their jobs. They are told to go round to the properties to determine whether the occupants are watching live tv. Obviously it's up to the occupants whether or not they let these people into the house to check, but there is absolutely no need to be the dick that all them people in the video were. Surely a simple "I do not watch live tv" followed by a "no, you cannot come in without the police present, and myself recording" would suffice.

As to the OP. I wouldn't worry in the slightest about giving them your name. Why would you bother going through all the perceived hassle of these letters when you could put it to rest with little more than a phone call and or letter?

Sometimes I just don't get people at all. Willing to bitch and moan about scare tactics, but not do anything to even attempt to rectify it. If you've got nothing to hide, why try to hide it?

[sammy13]

May 8, 2014 22:43:52 GMT collie2011 said:

Sometimes people take out loans that they can afford at the time and then their circumstances change, illness, redundancy etc, those people don't deserve to be hounded in their own home.

Someone who has no need for a tv licence doesn't deserve to be hounded either. These 'inspectors' have no right of entry, they'll still try it on though. I know a lot of people who don't have a tv or who only have it to watch DVD's on, these 'inspectors' seem to find it very hard to believe that people can live without tv, that's some very narrow minded thinking really.

Sent from my Nexus 7 using proboards

If they took out a loan then they couldnt afford the product.
If you can not afford to pay cash for something then you can not afford it, no income is guaranteed so no-one should live
beyond their means, pay cash or save up until you can pay cash should be the way.
Not business related as that is different, but general living if you can't afford it do without, if you pay by credit or loans you should pay as and when required.
I want a Ferrari, but I can't afford one so I ain't got one.

[Karma]

sammy13 seldom is life as clear cut. We've had car loans in the past. Living in a semi rural area with terrible public transport it would have been impossible to work without reliable motors, without work how on earth could we afford to save up to buy cars?

[scotsman]

I would not panic to much if you do indeed dont watch live tv tell them to shove it,if they say you must let them in tell them to shove it ask for a warrant and close the door.

We scrapped sky tv few years ago and watched dvd/downloads ect they did the same with us letter after letter just write on there letter "return to sender"
a nice note telling them to go away and shove it in the mail box they`l have to pay and when it costs them money they stop

[collie2011]

One of the loans I took out was because our landlord evicted us and we needed over £1500 to move into a new property or else be homeless, like most people, I don't have that money just lying around. Another was because the car broke and we needed it to get to work, there wasn't public transport available between the city we lived in and the town that we worked in late enough at night or early enough in the morning for the shifts we worked.

Life isn't as simple as if you can't afford it, don't get it, if I'd have taken that advice I'd have been homeless and jobless.

Sent from my Nexus 7 using proboards

[johnners]

May 9, 2014 0:05:51 GMT sammy13 said:

May 8, 2014 22:43:52 GMT collie2011 said:

Sometimes people take out loans that they can afford at the time and then their circumstances change, illness, redundancy etc, those people don't deserve to be hounded in their own home.

Someone who has no need for a tv licence doesn't deserve to be hounded either. These 'inspectors' have no right of entry, they'll still try it on though. I know a lot of people who don't have a tv or who only have it to watch DVD's on, these 'inspectors' seem to find it very hard to believe that people can live without tv, that's some very narrow minded thinking really.

Sent from my Nexus 7 using proboards

If they took out a loan then they couldnt afford the product.
If you can not afford to pay cash for something then you can not afford it, no income is guaranteed so no-one should live
beyond their means, pay cash or save up until you can pay cash should be the way.
Not business related as that is different, but general living if you can't afford it do without, if you pay by credit or loans you should pay as and when required.
I want a Ferrari, but I can't afford one so I ain't got one.

Personally I agree with the sentiment of what you say sammy13. I work hard and full time, as a single parent in a stressful job and I live within the means that I have.
For that reason, I don't have a mortgage and drive a crappy old car that costs me a fortune to run and keep repaired. It's my choice not to gamble on a mortgage when I don't have the security of knowing I will have a job or the health to work in ten years' time.
However, I think you seriously need to re-think what would happen to us all if everyone took your advice, or followed my example. No mortgages, no car loans, no home improvement or business loans? No holiday loans even? Then you can wave goodbye to the few industries and businesses that still exist.
I'm not really sure what your point is by knocking people who do use banks to try to improve their lot in life. Isn't that what they are supposed to be for?
And regarding the knobs that come round to my house and send me letters insisting I have a TV, when I haven't had one for years, and the threatening posters they finance on public billboards, assuming that EVeryonE MUsT SUreLY have a TV in this day and age... ell to be honest, they can go and jump because I am busy enough keepinfg myself and my family alive and well, within my means, to be bothered with them.

[sammy13]

May 9, 2014 15:53:54 GMT johnners said:

May 9, 2014 0:05:51 GMT sammy13 said:

If they took out a loan then they couldnt afford the product.
If you can not afford to pay cash for something then you can not afford it, no income is guaranteed so no-one should live
beyond their means, pay cash or save up until you can pay cash should be the way.
Not business related as that is different, but general living if you can't afford it do without, if you pay by credit or loans you should pay as and when required.
I want a Ferrari, but I can't afford one so I ain't got one.

Personally I agree with the sentiment of what you say sammy13. I work hard and full time, as a single parent in a stressful job and I live within the means that I have.
For that reason, I don't have a mortgage and drive a crappy old car that costs me a fortune to run and keep repaired. It's my choice not to gamble on a mortgage when I don't have the security of knowing I will have a job or the health to work in ten years' time.
However, I think you seriously need to re-think what would happen to us all if everyone took your advice, or followed my example. No mortgages, no car loans, no home improvement or business loans? No holiday loans even? Then you can wave goodbye to the few industries and businesses that still exist.
I'm not really sure what your point is by knocking people who do use banks to try to improve their lot in life. Isn't that what they are supposed to be for?
And regarding the knobs that come round to my house and send me letters insisting I have a TV, when I haven't had one for years, and the threatening posters they finance on public billboards, assuming that EVeryonE MUsT SUreLY have a TV in this day and age... ell to be honest, they can go and jump because I am busy enough keepinfg myself and my family alive and well, within my means, to be bothered with them.

That's fair comment, and I applaud you for living within your means.
What gets me is not the people who work yet borrow £500 to fix something, but those who spend every penny they have coming in weekly on things that are really not needed, then decide they need a new conservatory costing x of thousands, get a loan think yeah I can pay the monthly fee, but the months never seem to end, they live as they always have take aways, pubs, dvd, meals out, all stuff they don't need to, then when they default they scream from the rafters that they are been picked on.

Other than household bills -  as a couple we live on £25 per week, less if possible, and every 4 weeks I have a no spend week, so nothing other than bills.